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CREDIT BUILDING

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BUDGETING

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COACHING

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banking basics Budgeting Buying a Home Debt expenses Financial Goals getting out Income net worth ratio spending guidelines Understanding Credit

Statistics for American households

51%

Only 51% of American adults are financially literate

Marketwatch

1 in 5

Nearly 1 in 5 credit card owners are borrowing 90% or more of their available credit – 15% of these are Gen Z borrowers who have the highest delinquency rates among all other demographics

New York Federal Reserve

55%

Small businesses accounted for 55% of job creation between 2013 – 2023

Bureau of Labor Statistics

1.54%

Only 1.54% of U.S. consumers have a perfect FICO Score of 850

Experian

15.5%

Only 15.5% of homes for sale in 2023 were affordable for the typical U.S. household—the lowest share on record – down from 45% in 2020

Redfin

$1,225

The average American consumer is paying $1,225 a month in credit cards, mortgages and auto loans

Experian

1 out of 3

1 out of 3 Americans believe they’ll never own a home (38%)

Redfin

$1,506

Americans lost an average of $1,506 in 2023 due to financial illiteracy

Financial Educators Council

Next Upcoming Webinar

Identity Theft, Fraud, and Cybersecurity

Protect Yourself in the Digital Age.

07/09/2025 1:00 pm (EST)

In this free webinar, you’ll learn:

  • 5 simple steps to preventing ID theft
  • What to do if it happens to you
  • How fraud alerts can protect you
Register for the Webinar